Voluntary Worksite Coverages

IMPORTANT: This is a fixed indemnity policy, NOT health insurance

This fixed indemnity policy may pay you a limited dollar amount if you're sick or hospitalized. You're still responsible for paying the cost of your care.

The payment you get isn't based on the size of your medical bill.
There might be a limit on how much this policy will pay each year.
This policy isn't a substitute for comprehensive health insurance.
Since this policy isn't health insurance, it doesn't have to include most Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?

Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
To find out if you can get health insurance through your job, or a family member's job, contact the employer.

Questions about this policy?

For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."
If you have this policy through your job, or a family member's job, contact the employer.

Accident Insurance

Accidents can happen any time. As an eligible employee, you can buy Lincoln Financial Group Accident insurance to help pay for expenses related to unexpected accidents and injuries. Accident insurance pays in addition to your medical plan and benefits are payable regardless of any other insurance plans. The benefit amount is determined by the injury and medical care received and paid in a lump sum amount. No health questions are required, but a pre-existing condition clause may apply. Employees are responsible for the cost of this benefit and you may sign up for coverage for yourself, your spouse, and your children.

Accident Insurance Premiums

Coverage Tier	Bi-Weekly
Employee Only	$5.14 ($0.37 per day)
Employee + Spouse/Partner	$8.49 ($0.61 per day)
Employee + Child(ren)	$9.37 ($0.68 per day)
Employee + Family	$12.65 ($0.91 per day)

Hospital Indemnity Insurance

An unexpected hospital stay or confinement can be expensive, even with medical insurance. As an eligible employee, you can buy Lincoln Financial Group Hospital Indemnity insurance to help pay for expenses and bills related to being admitted or confined in a hospital. Benefits are paid directly to you and the funds can be used as you see fit. No health questions are required, but a pre-existing condition clause may apply. Employees are responsible for the cost of this benefit and it is available for employees, spouses, and children. Benefit waiting period is 30 days following the coverage effective date.

Hospital Indemnity Premiums

Coverage Tier	Bi-Weekly
Employee Only	$5.07 ($0.37 per day)
Employee + Spouse/Partner	$10.77 ($0.78 per day)
Employee + Child(ren)	$8.05 ($0.58 per day)
Employee + Family	$14.39 ($1.04 per day)